Galenos Tel Doc — Region 1, Ticino
Region 1, Ticino: the Tel Doc model from Galenos costs CHF 650.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 650.80, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 498.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 650.80 | CHF 608.20 |
| 500 | CHF 639.10 | CHF 597.30 |
| 1'000 | CHF 610.00 | CHF 570.10 |
| 1'500 | CHF 580.80 | CHF 542.80 |
| 2'000 | CHF 551.60 | CHF 515.60 |
| 2'500 | CHF 522.50 | CHF 488.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 509.70 | CHF 476.30 |
| 500 | CHF 498.00 | CHF 465.40 |
| 1'000 | CHF 468.80 | CHF 438.20 |
| 1'500 | CHF 439.70 | CHF 410.90 |
| 2'000 | CHF 410.50 | CHF 383.70 |
| 2'500 | CHF 381.30 | CHF 356.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 169.50 | CHF 158.40 |
| 100 | CHF 163.70 | CHF 153.00 |
| 200 | CHF 157.80 | CHF 147.50 |
| 300 | CHF 152.00 | CHF 142.10 |
| 400 | CHF 146.20 | CHF 136.60 |
| 500 | CHF 140.30 | CHF 131.20 |
| 600 | CHF 134.50 | CHF 125.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.