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Galenos Tel Doc — Region 2, Ticino

Region 2, Ticino: the Tel Doc model from Galenos costs CHF 614.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 614.80, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Doc costs CHF 470.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 614.80CHF 574.60
500CHF 603.10CHF 563.70
1'000CHF 574.00CHF 536.40
1'500CHF 544.80CHF 509.20
2'000CHF 515.60CHF 481.90
2'500CHF 486.50CHF 454.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 481.50CHF 450.00
500CHF 469.80CHF 439.10
1'000CHF 440.60CHF 411.80
1'500CHF 411.50CHF 384.60
2'000CHF 382.30CHF 357.30
2'500CHF 353.10CHF 330.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 160.10CHF 149.70
100CHF 154.30CHF 144.20
200CHF 148.50CHF 138.80
300CHF 142.60CHF 133.30
400CHF 136.80CHF 127.90
500CHF 131.00CHF 122.40
600CHF 125.10CHF 117.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.