Galenos Tel Doc — Region 1, Vaud
Region 1, Vaud: the Tel Doc model from Galenos costs CHF 641.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 641.30, Tel Doc is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 78.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 641.30 | CHF 599.40 |
| 500 | CHF 629.70 | CHF 588.50 |
| 1'000 | CHF 600.50 | CHF 561.20 |
| 1'500 | CHF 571.30 | CHF 534.00 |
| 2'000 | CHF 542.20 | CHF 506.70 |
| 2'500 | CHF 513.00 | CHF 479.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 499.70 | CHF 467.00 |
| 500 | CHF 488.00 | CHF 456.10 |
| 1'000 | CHF 458.80 | CHF 428.90 |
| 1'500 | CHF 429.70 | CHF 401.60 |
| 2'000 | CHF 400.50 | CHF 374.30 |
| 2'500 | CHF 371.30 | CHF 347.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.00 | CHF 156.10 |
| 100 | CHF 161.20 | CHF 150.70 |
| 200 | CHF 155.40 | CHF 145.20 |
| 300 | CHF 149.50 | CHF 139.80 |
| 400 | CHF 143.70 | CHF 134.30 |
| 500 | CHF 137.90 | CHF 128.90 |
| 600 | CHF 132.00 | CHF 123.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.