Galenos Tel Doc — Zug
Zug: the Tel Doc model from Galenos costs CHF 393.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 393.90, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 376.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 393.90 | CHF 368.10 |
| 500 | CHF 382.20 | CHF 357.20 |
| 1'000 | CHF 353.00 | CHF 330.00 |
| 1'500 | CHF 323.90 | CHF 302.70 |
| 2'000 | CHF 294.70 | CHF 275.40 |
| 2'500 | CHF 265.50 | CHF 248.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 303.10 | CHF 283.30 |
| 500 | CHF 291.50 | CHF 272.40 |
| 1'000 | CHF 262.30 | CHF 245.20 |
| 1'500 | CHF 233.10 | CHF 217.90 |
| 2'000 | CHF 204.00 | CHF 190.60 |
| 2'500 | CHF 174.80 | CHF 163.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 100.60 | CHF 94.00 |
| 100 | CHF 94.80 | CHF 88.60 |
| 200 | CHF 88.90 | CHF 83.10 |
| 300 | CHF 83.10 | CHF 77.70 |
| 400 | CHF 77.30 | CHF 72.20 |
| 500 | CHF 71.40 | CHF 66.80 |
| 600 | CHF 65.60 | CHF 61.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.