Galenos Tel Doc — Region 1, Zurich
Region 1, Zurich: the Tel Doc model from Galenos costs CHF 650.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 650.20, Tel Doc is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 885.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 650.20 | CHF 607.70 |
| 500 | CHF 638.50 | CHF 596.80 |
| 1'000 | CHF 609.40 | CHF 569.50 |
| 1'500 | CHF 580.20 | CHF 542.30 |
| 2'000 | CHF 551.00 | CHF 515.00 |
| 2'500 | CHF 521.90 | CHF 487.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.10 | CHF 479.60 |
| 500 | CHF 501.40 | CHF 468.70 |
| 1'000 | CHF 472.30 | CHF 441.40 |
| 1'500 | CHF 443.10 | CHF 414.10 |
| 2'000 | CHF 413.90 | CHF 386.90 |
| 2'500 | CHF 384.80 | CHF 359.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 179.10 | CHF 167.50 |
| 100 | CHF 173.30 | CHF 162.00 |
| 200 | CHF 167.50 | CHF 156.50 |
| 300 | CHF 161.60 | CHF 151.10 |
| 400 | CHF 155.80 | CHF 145.60 |
| 500 | CHF 150.00 | CHF 140.20 |
| 600 | CHF 144.10 | CHF 134.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.