Galenos Tel Doc — Region 2, Zurich
Region 2, Zurich: the Tel Doc model from Galenos costs CHF 584.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 584.80, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 634.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 584.80 | CHF 546.60 |
| 500 | CHF 573.10 | CHF 535.70 |
| 1'000 | CHF 544.00 | CHF 508.40 |
| 1'500 | CHF 514.80 | CHF 481.20 |
| 2'000 | CHF 485.60 | CHF 453.90 |
| 2'500 | CHF 456.50 | CHF 426.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 467.80 | CHF 437.20 |
| 500 | CHF 456.10 | CHF 426.30 |
| 1'000 | CHF 426.90 | CHF 399.00 |
| 1'500 | CHF 397.80 | CHF 371.80 |
| 2'000 | CHF 368.60 | CHF 344.50 |
| 2'500 | CHF 339.40 | CHF 317.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.80 | CHF 147.50 |
| 100 | CHF 152.00 | CHF 142.10 |
| 200 | CHF 146.20 | CHF 136.60 |
| 300 | CHF 140.30 | CHF 131.20 |
| 400 | CHF 134.50 | CHF 125.70 |
| 500 | CHF 128.70 | CHF 120.30 |
| 600 | CHF 122.80 | CHF 114.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.