Galenos Tel Doc — Region 3, Zurich
Region 3, Zurich: the Tel Doc model from Galenos costs CHF 531.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 531.20, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 561.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 531.20 | CHF 496.50 |
| 500 | CHF 519.50 | CHF 485.60 |
| 1'000 | CHF 490.40 | CHF 458.30 |
| 1'500 | CHF 461.20 | CHF 431.10 |
| 2'000 | CHF 432.00 | CHF 403.80 |
| 2'500 | CHF 402.90 | CHF 376.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 397.60 | CHF 371.70 |
| 500 | CHF 386.00 | CHF 360.80 |
| 1'000 | CHF 356.80 | CHF 333.50 |
| 1'500 | CHF 327.60 | CHF 306.20 |
| 2'000 | CHF 298.50 | CHF 279.00 |
| 2'500 | CHF 269.30 | CHF 251.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.20 | CHF 128.20 |
| 100 | CHF 131.30 | CHF 122.80 |
| 200 | CHF 125.50 | CHF 117.30 |
| 300 | CHF 119.70 | CHF 111.90 |
| 400 | CHF 113.80 | CHF 106.40 |
| 500 | CHF 108.00 | CHF 101.00 |
| 600 | CHF 102.20 | CHF 95.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.