Mutuel PrimaCare — Appenzell Innerrhoden
Appenzell Innerrhoden: the PrimaCare model from Mutuel costs CHF 439.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 439.10, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 520.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.10 | CHF 408.40 |
| 500 | CHF 427.60 | CHF 397.70 |
| 1'000 | CHF 398.60 | CHF 370.70 |
| 1'500 | CHF 369.10 | CHF 343.30 |
| 2'000 | CHF 340.10 | CHF 316.30 |
| 2'500 | CHF 311.10 | CHF 289.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 324.00 | CHF 301.30 |
| 500 | CHF 312.50 | CHF 290.60 |
| 1'000 | CHF 283.50 | CHF 263.70 |
| 1'500 | CHF 254.00 | CHF 236.20 |
| 2'000 | CHF 225.00 | CHF 209.30 |
| 2'500 | CHF 196.00 | CHF 182.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 101.10 | CHF 94.00 |
| 100 | CHF 95.30 | CHF 88.60 |
| 200 | CHF 89.50 | CHF 83.20 |
| 300 | CHF 83.60 | CHF 77.70 |
| 400 | CHF 77.80 | CHF 72.30 |
| 500 | CHF 72.00 | CHF 66.90 |
| 600 | CHF 66.10 | CHF 61.40 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.