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Mutuel PrimaCare — Basel-Stadt

Basel-Stadt: the PrimaCare model from Mutuel costs CHF 631.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 631.80, PrimaCare is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, PrimaCare costs CHF 748.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 631.80CHF 587.60
500CHF 620.30CHF 576.90
1'000CHF 591.30CHF 549.90
1'500CHF 561.80CHF 522.50
2'000CHF 532.80CHF 495.50
2'500CHF 503.80CHF 468.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 443.90CHF 412.90
500CHF 432.40CHF 402.20
1'000CHF 403.40CHF 375.20
1'500CHF 373.90CHF 347.80
2'000CHF 344.90CHF 320.80
2'500CHF 315.90CHF 293.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 157.80CHF 146.70
100CHF 152.00CHF 141.30
200CHF 146.20CHF 135.90
300CHF 140.30CHF 130.40
400CHF 134.50CHF 125.00
500CHF 128.70CHF 119.70
600CHF 122.80CHF 114.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.