Mutuel PrimaCare — Region 1, Schaffhausen
Region 1, Schaffhausen: the PrimaCare model from Mutuel costs CHF 574.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 574.20, PrimaCare is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 680.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 574.20 | CHF 534.00 |
| 500 | CHF 562.70 | CHF 523.30 |
| 1'000 | CHF 533.70 | CHF 496.30 |
| 1'500 | CHF 504.20 | CHF 468.90 |
| 2'000 | CHF 475.20 | CHF 441.90 |
| 2'500 | CHF 446.20 | CHF 414.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.80 | CHF 404.40 |
| 500 | CHF 423.30 | CHF 393.70 |
| 1'000 | CHF 394.30 | CHF 366.70 |
| 1'500 | CHF 364.80 | CHF 339.30 |
| 2'000 | CHF 335.80 | CHF 312.30 |
| 2'500 | CHF 306.80 | CHF 285.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.80 | CHF 117.00 |
| 100 | CHF 120.00 | CHF 111.60 |
| 200 | CHF 114.20 | CHF 106.20 |
| 300 | CHF 108.30 | CHF 100.70 |
| 400 | CHF 102.50 | CHF 95.30 |
| 500 | CHF 96.70 | CHF 89.90 |
| 600 | CHF 90.80 | CHF 84.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.