Mutuel PrimaCare — Region 2, Grisons
Region 2, Grisons: the PrimaCare model from Mutuel costs CHF 486.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 486.30, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 576.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.30 | CHF 452.20 |
| 500 | CHF 474.80 | CHF 441.50 |
| 1'000 | CHF 445.80 | CHF 414.60 |
| 1'500 | CHF 416.30 | CHF 387.10 |
| 2'000 | CHF 387.30 | CHF 360.20 |
| 2'500 | CHF 358.30 | CHF 333.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 350.60 | CHF 326.10 |
| 500 | CHF 339.10 | CHF 315.40 |
| 1'000 | CHF 310.10 | CHF 288.40 |
| 1'500 | CHF 280.60 | CHF 261.00 |
| 2'000 | CHF 251.60 | CHF 234.00 |
| 2'500 | CHF 222.60 | CHF 207.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 131.80 | CHF 122.60 |
| 100 | CHF 126.00 | CHF 117.20 |
| 200 | CHF 120.20 | CHF 111.80 |
| 300 | CHF 114.30 | CHF 106.30 |
| 400 | CHF 108.50 | CHF 100.90 |
| 500 | CHF 102.70 | CHF 95.50 |
| 600 | CHF 96.80 | CHF 90.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.