Mutuel PrimaCare — Region 1, St. Gallen
Region 1, St. Gallen: the PrimaCare model from Mutuel costs CHF 548.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 548.70, PrimaCare is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 650.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 548.70 | CHF 510.30 |
| 500 | CHF 537.20 | CHF 499.60 |
| 1'000 | CHF 508.20 | CHF 472.60 |
| 1'500 | CHF 478.70 | CHF 445.20 |
| 2'000 | CHF 449.70 | CHF 418.20 |
| 2'500 | CHF 420.70 | CHF 391.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 404.10 | CHF 375.80 |
| 500 | CHF 392.60 | CHF 365.10 |
| 1'000 | CHF 363.60 | CHF 338.10 |
| 1'500 | CHF 334.10 | CHF 310.70 |
| 2'000 | CHF 305.10 | CHF 283.70 |
| 2'500 | CHF 276.10 | CHF 256.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.30 | CHF 130.50 |
| 100 | CHF 134.50 | CHF 125.10 |
| 200 | CHF 128.70 | CHF 119.70 |
| 300 | CHF 122.80 | CHF 114.20 |
| 400 | CHF 117.00 | CHF 108.80 |
| 500 | CHF 111.20 | CHF 103.40 |
| 600 | CHF 105.30 | CHF 97.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.