Mutuel PrimaCare — Region 3, Grisons
Region 3, Grisons: the PrimaCare model from Mutuel costs CHF 473.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 473.80, PrimaCare is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 561.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 473.80 | CHF 440.60 |
| 500 | CHF 462.30 | CHF 429.90 |
| 1'000 | CHF 433.30 | CHF 403.00 |
| 1'500 | CHF 403.80 | CHF 375.50 |
| 2'000 | CHF 374.80 | CHF 348.60 |
| 2'500 | CHF 345.80 | CHF 321.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 341.60 | CHF 317.70 |
| 500 | CHF 330.10 | CHF 307.00 |
| 1'000 | CHF 301.10 | CHF 280.00 |
| 1'500 | CHF 271.60 | CHF 252.60 |
| 2'000 | CHF 242.60 | CHF 225.60 |
| 2'500 | CHF 213.60 | CHF 198.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.40 | CHF 119.40 |
| 100 | CHF 122.60 | CHF 114.00 |
| 200 | CHF 116.80 | CHF 108.70 |
| 300 | CHF 110.90 | CHF 103.20 |
| 400 | CHF 105.10 | CHF 97.80 |
| 500 | CHF 99.30 | CHF 92.40 |
| 600 | CHF 93.40 | CHF 86.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.