Mutuel PrimaCare — Region 3, St. Gallen
Region 3, St. Gallen: the PrimaCare model from Mutuel costs CHF 482.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 482.90, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 572.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.90 | CHF 449.10 |
| 500 | CHF 471.40 | CHF 438.40 |
| 1'000 | CHF 442.40 | CHF 411.40 |
| 1'500 | CHF 412.90 | CHF 384.00 |
| 2'000 | CHF 383.90 | CHF 357.00 |
| 2'500 | CHF 354.90 | CHF 330.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.60 | CHF 330.70 |
| 500 | CHF 344.10 | CHF 320.00 |
| 1'000 | CHF 315.10 | CHF 293.10 |
| 1'500 | CHF 285.60 | CHF 265.60 |
| 2'000 | CHF 256.60 | CHF 238.60 |
| 2'500 | CHF 227.60 | CHF 211.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.50 | CHF 114.80 |
| 100 | CHF 117.70 | CHF 109.40 |
| 200 | CHF 111.90 | CHF 104.00 |
| 300 | CHF 106.00 | CHF 98.50 |
| 400 | CHF 100.20 | CHF 93.10 |
| 500 | CHF 94.40 | CHF 87.80 |
| 600 | CHF 88.50 | CHF 82.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.