Mutuel PrimaCare — Neuchâtel
Neuchâtel: the PrimaCare model from Mutuel costs CHF 664.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 664.20, PrimaCare is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 787.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 664.20 | CHF 617.70 |
| 500 | CHF 652.70 | CHF 607.00 |
| 1'000 | CHF 623.70 | CHF 580.00 |
| 1'500 | CHF 594.20 | CHF 552.60 |
| 2'000 | CHF 565.20 | CHF 525.60 |
| 2'500 | CHF 536.20 | CHF 498.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.10 | CHF 458.60 |
| 500 | CHF 481.60 | CHF 447.90 |
| 1'000 | CHF 452.60 | CHF 420.90 |
| 1'500 | CHF 423.10 | CHF 393.50 |
| 2'000 | CHF 394.10 | CHF 366.50 |
| 2'500 | CHF 365.10 | CHF 339.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.90 | CHF 140.40 |
| 100 | CHF 145.10 | CHF 135.00 |
| 200 | CHF 139.30 | CHF 129.60 |
| 300 | CHF 133.40 | CHF 124.10 |
| 400 | CHF 127.60 | CHF 118.70 |
| 500 | CHF 121.80 | CHF 113.30 |
| 600 | CHF 115.90 | CHF 107.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.