Mutuel PrimaCare — Region 3, Bern
Region 3, Bern: the PrimaCare model from Mutuel costs CHF 550.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 550.20, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 652.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 550.20 | CHF 511.70 |
| 500 | CHF 538.70 | CHF 501.00 |
| 1'000 | CHF 509.70 | CHF 474.00 |
| 1'500 | CHF 480.20 | CHF 446.60 |
| 2'000 | CHF 451.20 | CHF 419.60 |
| 2'500 | CHF 422.20 | CHF 392.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 420.20 | CHF 390.80 |
| 500 | CHF 408.70 | CHF 380.10 |
| 1'000 | CHF 379.70 | CHF 353.20 |
| 1'500 | CHF 350.20 | CHF 325.70 |
| 2'000 | CHF 321.20 | CHF 298.70 |
| 2'500 | CHF 292.20 | CHF 271.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.40 | CHF 117.60 |
| 100 | CHF 120.60 | CHF 112.20 |
| 200 | CHF 114.80 | CHF 106.80 |
| 300 | CHF 108.90 | CHF 101.30 |
| 400 | CHF 103.10 | CHF 95.90 |
| 500 | CHF 97.30 | CHF 90.50 |
| 600 | CHF 91.40 | CHF 85.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.