Mutuel PrimaCare — Region 2, Bern
Region 2, Bern: the PrimaCare model from Mutuel costs CHF 575.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 575.20, PrimaCare is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 682.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 575.20 | CHF 534.90 |
| 500 | CHF 563.70 | CHF 524.30 |
| 1'000 | CHF 534.70 | CHF 497.30 |
| 1'500 | CHF 505.20 | CHF 469.80 |
| 2'000 | CHF 476.20 | CHF 442.90 |
| 2'500 | CHF 447.20 | CHF 415.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 439.30 | CHF 408.60 |
| 500 | CHF 427.80 | CHF 397.90 |
| 1'000 | CHF 398.80 | CHF 370.90 |
| 1'500 | CHF 369.30 | CHF 343.50 |
| 2'000 | CHF 340.30 | CHF 316.50 |
| 2'500 | CHF 311.30 | CHF 289.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 132.20 | CHF 122.90 |
| 100 | CHF 126.40 | CHF 117.50 |
| 200 | CHF 120.60 | CHF 112.10 |
| 300 | CHF 114.70 | CHF 106.60 |
| 400 | CHF 108.90 | CHF 101.20 |
| 500 | CHF 103.10 | CHF 95.80 |
| 600 | CHF 97.20 | CHF 90.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.