Mutuel PrimaCare — Nidwalden
Nidwalden: the PrimaCare model from Mutuel costs CHF 528.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.90, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 626.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.90 | CHF 491.80 |
| 500 | CHF 517.40 | CHF 481.10 |
| 1'000 | CHF 488.40 | CHF 454.20 |
| 1'500 | CHF 458.90 | CHF 426.70 |
| 2'000 | CHF 429.90 | CHF 399.80 |
| 2'500 | CHF 400.90 | CHF 372.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.80 | CHF 349.50 |
| 500 | CHF 364.30 | CHF 338.80 |
| 1'000 | CHF 335.30 | CHF 311.80 |
| 1'500 | CHF 305.80 | CHF 284.40 |
| 2'000 | CHF 276.80 | CHF 257.40 |
| 2'500 | CHF 247.80 | CHF 230.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.60 | CHF 116.80 |
| 100 | CHF 119.80 | CHF 111.40 |
| 200 | CHF 114.00 | CHF 106.10 |
| 300 | CHF 108.10 | CHF 100.60 |
| 400 | CHF 102.30 | CHF 95.20 |
| 500 | CHF 96.50 | CHF 89.80 |
| 600 | CHF 90.60 | CHF 84.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.