Mutuel PrimaCare — Region 2, St. Gallen
Region 2, St. Gallen: the PrimaCare model from Mutuel costs CHF 510.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 510.30, PrimaCare is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 604.80 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 510.30 | CHF 474.60 |
| 500 | CHF 498.80 | CHF 463.90 |
| 1'000 | CHF 469.80 | CHF 436.90 |
| 1'500 | CHF 440.30 | CHF 409.50 |
| 2'000 | CHF 411.30 | CHF 382.50 |
| 2'500 | CHF 382.30 | CHF 355.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 375.80 | CHF 349.50 |
| 500 | CHF 364.30 | CHF 338.80 |
| 1'000 | CHF 335.30 | CHF 311.80 |
| 1'500 | CHF 305.80 | CHF 284.40 |
| 2'000 | CHF 276.80 | CHF 257.40 |
| 2'500 | CHF 247.80 | CHF 230.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.50 | CHF 121.30 |
| 100 | CHF 124.70 | CHF 115.90 |
| 200 | CHF 118.90 | CHF 110.50 |
| 300 | CHF 113.00 | CHF 105.10 |
| 400 | CHF 107.20 | CHF 99.70 |
| 500 | CHF 101.40 | CHF 94.30 |
| 600 | CHF 95.50 | CHF 88.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.