Mutuel PrimaCare — Region 1, Bern
Region 1, Bern: the PrimaCare model from Mutuel costs CHF 625.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 625.20, PrimaCare is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 741.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 625.20 | CHF 581.50 |
| 500 | CHF 613.70 | CHF 570.80 |
| 1'000 | CHF 584.70 | CHF 543.80 |
| 1'500 | CHF 555.20 | CHF 516.40 |
| 2'000 | CHF 526.20 | CHF 489.40 |
| 2'500 | CHF 497.20 | CHF 462.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 477.50 | CHF 444.10 |
| 500 | CHF 466.00 | CHF 433.40 |
| 1'000 | CHF 437.00 | CHF 406.40 |
| 1'500 | CHF 407.50 | CHF 379.00 |
| 2'000 | CHF 378.50 | CHF 352.00 |
| 2'500 | CHF 349.50 | CHF 325.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.60 | CHF 133.60 |
| 100 | CHF 137.80 | CHF 128.20 |
| 200 | CHF 132.00 | CHF 122.80 |
| 300 | CHF 126.10 | CHF 117.30 |
| 400 | CHF 120.30 | CHF 111.90 |
| 500 | CHF 114.50 | CHF 106.50 |
| 600 | CHF 108.60 | CHF 101.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.