Mutuel PrimaCare — Geneva
Geneva: the PrimaCare model from Mutuel costs CHF 684.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 684.60, PrimaCare is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaCare costs CHF 811.20 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 684.60 | CHF 636.60 |
| 500 | CHF 673.10 | CHF 625.90 |
| 1'000 | CHF 644.10 | CHF 599.00 |
| 1'500 | CHF 614.60 | CHF 571.50 |
| 2'000 | CHF 585.60 | CHF 544.60 |
| 2'500 | CHF 556.60 | CHF 517.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.00 | CHF 445.50 |
| 500 | CHF 467.50 | CHF 434.80 |
| 1'000 | CHF 438.50 | CHF 407.80 |
| 1'500 | CHF 409.00 | CHF 380.40 |
| 2'000 | CHF 380.00 | CHF 353.40 |
| 2'500 | CHF 351.00 | CHF 326.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 170.40 | CHF 158.50 |
| 100 | CHF 164.60 | CHF 153.10 |
| 200 | CHF 158.80 | CHF 147.70 |
| 300 | CHF 152.90 | CHF 142.20 |
| 400 | CHF 147.10 | CHF 136.80 |
| 500 | CHF 141.30 | CHF 131.40 |
| 600 | CHF 135.40 | CHF 125.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.