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Sophie

Select or Télémédecine — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with ÖKK, Select costs CHF 464.40 a month in 2026 and Télémédecine CHF 459.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Télémédecine is the cheaper of the two here: CHF 60.00 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 464.40CHF 459.40CHF 60.00
500CHF 452.80CHF 447.80CHF 60.00
1'000CHF 423.60CHF 418.60CHF 60.00
1'500CHF 394.40CHF 389.40CHF 60.00
2'000CHF 365.30CHF 360.30CHF 60.00
2'500CHF 336.10CHF 331.10CHF 60.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.