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Select or Télémédecine — Appenzell Innerrhoden

Appenzell Innerrhoden: with ÖKK, Select costs CHF 390.40 a month in 2026 and Télémédecine CHF 386.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Télémédecine is the cheaper of the two here: CHF 50.40 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 390.40CHF 386.20CHF 50.40
500CHF 378.80CHF 374.60CHF 50.40
1'000CHF 349.60CHF 345.40CHF 50.40
1'500CHF 320.40CHF 316.20CHF 50.40
2'000CHF 291.30CHF 287.10CHF 50.40
2'500CHF 262.10CHF 257.90CHF 50.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.