Select or Télémédecine — Region 2, Vaud
Region 2, Vaud: with ÖKK, Select costs CHF 598.50 a month in 2026 and Télémédecine CHF 582.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Télémédecine is the cheaper of the two here: CHF 188.40 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 598.50 | CHF 582.80 | CHF 188.40 |
| 500 | CHF 586.90 | CHF 571.20 | CHF 188.40 |
| 1'000 | CHF 557.70 | CHF 542.00 | CHF 188.40 |
| 1'500 | CHF 528.50 | CHF 512.80 | CHF 188.40 |
| 2'000 | CHF 499.40 | CHF 483.70 | CHF 188.40 |
| 2'500 | CHF 470.20 | CHF 454.50 | CHF 188.40 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.