Select or Télémédecine — Region 2, Bern
Region 2, Bern: with ÖKK, Select costs CHF 514.80 a month in 2026 and Télémédecine CHF 523.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Select is the cheaper of the two here: CHF 103.20 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 514.80 | CHF 523.40 | CHF 103.20 |
| 500 | CHF 503.20 | CHF 511.80 | CHF 103.20 |
| 1'000 | CHF 474.00 | CHF 482.60 | CHF 103.20 |
| 1'500 | CHF 444.80 | CHF 453.40 | CHF 103.20 |
| 2'000 | CHF 415.70 | CHF 424.30 | CHF 103.20 |
| 2'500 | CHF 386.50 | CHF 395.10 | CHF 103.20 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.