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Sophie

Select or Télémédecine — Region 2, Lucerne

Region 2, Lucerne: with ÖKK, Select costs CHF 468.90 a month in 2026 and Télémédecine CHF 476.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Select is the cheaper of the two here: CHF 94.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 468.90CHF 476.80CHF 94.80
500CHF 457.30CHF 465.20CHF 94.80
1'000CHF 428.10CHF 436.00CHF 94.80
1'500CHF 398.90CHF 406.80CHF 94.80
2'000CHF 369.80CHF 377.70CHF 94.80
2'500CHF 340.60CHF 348.50CHF 94.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.