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Sophie

Select or Télémédecine — Region 3, Bern

Region 3, Bern: with ÖKK, Select costs CHF 487.80 a month in 2026 and Télémédecine CHF 496.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Select is the cheaper of the two here: CHF 98.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 487.80CHF 496.00CHF 98.40
500CHF 476.20CHF 484.40CHF 98.40
1'000CHF 447.00CHF 455.20CHF 98.40
1'500CHF 417.80CHF 426.00CHF 98.40
2'000CHF 388.70CHF 396.90CHF 98.40
2'500CHF 359.50CHF 367.70CHF 98.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.