Select or Télémédecine — Neuchâtel
Neuchâtel: with ÖKK, Select costs CHF 641.30 a month in 2026 and Télémédecine CHF 624.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Télémédecine is the cheaper of the two here: CHF 202.80 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 641.30 | CHF 624.40 | CHF 202.80 |
| 500 | CHF 629.70 | CHF 612.80 | CHF 202.80 |
| 1'000 | CHF 600.50 | CHF 583.60 | CHF 202.80 |
| 1'500 | CHF 571.30 | CHF 554.40 | CHF 202.80 |
| 2'000 | CHF 542.20 | CHF 525.30 | CHF 202.80 |
| 2'500 | CHF 513.00 | CHF 496.10 | CHF 202.80 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.