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Sophie

Select or Télémédecine — Region 3, Lucerne

Region 3, Lucerne: with ÖKK, Select costs CHF 456.30 a month in 2026 and Télémédecine CHF 464.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Select is the cheaper of the two here: CHF 92.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 456.30CHF 464.00CHF 92.40
500CHF 444.70CHF 452.40CHF 92.40
1'000CHF 415.50CHF 423.20CHF 92.40
1'500CHF 386.30CHF 394.00CHF 92.40
2'000CHF 357.20CHF 364.90CHF 92.40
2'500CHF 328.00CHF 335.70CHF 92.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.