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Select or Télémédecine — Zug

Zug: with ÖKK, Select costs CHF 403.30 a month in 2026 and Télémédecine CHF 399.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Télémédecine is the cheaper of the two here: CHF 51.60 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 403.30CHF 399.00CHF 51.60
500CHF 391.70CHF 387.40CHF 51.60
1'000CHF 362.50CHF 358.20CHF 51.60
1'500CHF 333.30CHF 329.00CHF 51.60
2'000CHF 304.20CHF 299.90CHF 51.60
2'500CHF 275.00CHF 270.70CHF 51.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.