Select or Télémédecine — Region 2, Zurich
Region 2, Zurich: with ÖKK, Select costs CHF 516.20 a month in 2026 and Télémédecine CHF 510.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Télémédecine is the cheaper of the two here: CHF 67.20 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 516.20 | CHF 510.60 | CHF 67.20 |
| 500 | CHF 504.60 | CHF 499.00 | CHF 67.20 |
| 1'000 | CHF 475.40 | CHF 469.80 | CHF 67.20 |
| 1'500 | CHF 446.20 | CHF 440.60 | CHF 67.20 |
| 2'000 | CHF 417.10 | CHF 411.50 | CHF 67.20 |
| 2'500 | CHF 387.90 | CHF 382.30 | CHF 67.20 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.