Select or Télémédecine — Region 1, Bern
Region 1, Bern: with ÖKK, Select costs CHF 598.50 a month in 2026 and Télémédecine CHF 608.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Select is the cheaper of the two here: CHF 120.00 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 598.50 | CHF 608.50 | CHF 120.00 |
| 500 | CHF 586.90 | CHF 596.90 | CHF 120.00 |
| 1'000 | CHF 557.70 | CHF 567.70 | CHF 120.00 |
| 1'500 | CHF 528.50 | CHF 538.50 | CHF 120.00 |
| 2'000 | CHF 499.40 | CHF 509.40 | CHF 120.00 |
| 2'500 | CHF 470.20 | CHF 480.20 | CHF 120.00 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.