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Sophie

Select or Télémédecine — Region 1, Zurich

Region 1, Zurich: with ÖKK, Select costs CHF 578.20 a month in 2026 and Télémédecine CHF 571.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Télémédecine is the cheaper of the two here: CHF 75.60 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Select

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSelectTélémédecineGap per year
300CHF 578.20CHF 571.90CHF 75.60
500CHF 566.60CHF 560.30CHF 75.60
1'000CHF 537.40CHF 531.10CHF 75.60
1'500CHF 508.20CHF 501.90CHF 75.60
2'000CHF 479.10CHF 472.80CHF 75.60
2'500CHF 449.90CHF 443.60CHF 75.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.