Select or Télémédecine — Region 1, Fribourg
Region 1, Fribourg: with ÖKK, Select costs CHF 520.20 a month in 2026 and Télémédecine CHF 528.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Select is the cheaper of the two here: CHF 104.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 520.20 | CHF 528.90 | CHF 104.40 |
| 500 | CHF 508.60 | CHF 517.30 | CHF 104.40 |
| 1'000 | CHF 479.40 | CHF 488.10 | CHF 104.40 |
| 1'500 | CHF 450.20 | CHF 458.90 | CHF 104.40 |
| 2'000 | CHF 421.10 | CHF 429.80 | CHF 104.40 |
| 2'500 | CHF 391.90 | CHF 400.60 | CHF 104.40 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.