Select or Télémédecine — Nidwalden
Nidwalden: with ÖKK, Select costs CHF 454.20 a month in 2026 and Télémédecine CHF 449.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Télémédecine is the cheaper of the two here: CHF 58.80 saved per year against Select, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Select and Télémédecine are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Select
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Select | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 454.20 | CHF 449.30 | CHF 58.80 |
| 500 | CHF 442.60 | CHF 437.70 | CHF 58.80 |
| 1'000 | CHF 413.40 | CHF 408.50 | CHF 58.80 |
| 1'500 | CHF 384.20 | CHF 379.30 | CHF 58.80 |
| 2'000 | CHF 355.10 | CHF 350.20 | CHF 58.80 |
| 2'500 | CHF 325.90 | CHF 321.00 | CHF 58.80 |
The comparison, region by region
- Select or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.