Sanitas TelMed (Compact One) — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the TelMed (Compact One) model from Sanitas costs CHF 464.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.20, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 618.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.20 | CHF 432.20 |
| 500 | CHF 452.60 | CHF 421.40 |
| 1'000 | CHF 423.40 | CHF 394.20 |
| 1'500 | CHF 394.20 | CHF 367.00 |
| 2'000 | CHF 365.10 | CHF 340.00 |
| 2'500 | CHF 335.90 | CHF 312.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 332.80 | CHF 309.90 |
| 500 | CHF 321.20 | CHF 299.10 |
| 1'000 | CHF 292.00 | CHF 271.90 |
| 1'500 | CHF 262.80 | CHF 244.70 |
| 2'000 | CHF 233.70 | CHF 217.60 |
| 2'500 | CHF 204.50 | CHF 190.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.40 | CHF 108.40 |
| 100 | CHF 110.60 | CHF 103.00 |
| 200 | CHF 104.80 | CHF 97.60 |
| 300 | CHF 98.90 | CHF 92.10 |
| 400 | CHF 93.10 | CHF 86.70 |
| 500 | CHF 87.30 | CHF 81.30 |
| 600 | CHF 81.40 | CHF 75.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.