Sanitas TelMed (Compact One) — Region 1, Bern
Region 1, Bern: the TelMed (Compact One) model from Sanitas costs CHF 571.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 571.40, TelMed (Compact One) is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 760.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 571.40 | CHF 532.00 |
| 500 | CHF 559.80 | CHF 521.20 |
| 1'000 | CHF 530.60 | CHF 494.00 |
| 1'500 | CHF 501.40 | CHF 466.90 |
| 2'000 | CHF 472.30 | CHF 439.80 |
| 2'500 | CHF 443.10 | CHF 412.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 391.90 | CHF 364.90 |
| 500 | CHF 380.30 | CHF 354.10 |
| 1'000 | CHF 351.10 | CHF 326.90 |
| 1'500 | CHF 321.90 | CHF 299.70 |
| 2'000 | CHF 292.80 | CHF 272.60 |
| 2'500 | CHF 263.60 | CHF 245.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.00 | CHF 116.40 |
| 100 | CHF 119.20 | CHF 111.00 |
| 200 | CHF 113.40 | CHF 105.60 |
| 300 | CHF 107.50 | CHF 100.10 |
| 400 | CHF 101.70 | CHF 94.70 |
| 500 | CHF 95.90 | CHF 89.30 |
| 600 | CHF 90.00 | CHF 83.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.