Sanitas TelMed (Compact One) — Obwalden
Obwalden: the TelMed (Compact One) model from Sanitas costs CHF 432.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 432.70, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 576.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 432.70 | CHF 402.90 |
| 500 | CHF 421.10 | CHF 392.10 |
| 1'000 | CHF 391.90 | CHF 364.90 |
| 1'500 | CHF 362.70 | CHF 337.70 |
| 2'000 | CHF 333.60 | CHF 310.60 |
| 2'500 | CHF 304.40 | CHF 283.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 307.00 | CHF 285.90 |
| 500 | CHF 295.40 | CHF 275.10 |
| 1'000 | CHF 266.20 | CHF 247.90 |
| 1'500 | CHF 237.00 | CHF 220.70 |
| 2'000 | CHF 207.90 | CHF 193.60 |
| 2'500 | CHF 178.70 | CHF 166.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 104.40 | CHF 97.20 |
| 100 | CHF 98.60 | CHF 91.80 |
| 200 | CHF 92.80 | CHF 86.40 |
| 300 | CHF 86.90 | CHF 81.00 |
| 400 | CHF 81.10 | CHF 75.60 |
| 500 | CHF 75.30 | CHF 70.20 |
| 600 | CHF 69.40 | CHF 64.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.