Sanitas TelMed (Compact One) — Region 2, Bern
Region 2, Bern: the TelMed (Compact One) model from Sanitas costs CHF 551.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 551.60, TelMed (Compact One) is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 902.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 551.60 | CHF 513.60 |
| 500 | CHF 540.00 | CHF 502.80 |
| 1'000 | CHF 510.80 | CHF 475.60 |
| 1'500 | CHF 481.60 | CHF 448.40 |
| 2'000 | CHF 452.50 | CHF 421.30 |
| 2'500 | CHF 423.30 | CHF 394.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 360.30 |
| 500 | CHF 375.40 | CHF 349.50 |
| 1'000 | CHF 346.20 | CHF 322.40 |
| 1'500 | CHF 317.00 | CHF 295.20 |
| 2'000 | CHF 287.90 | CHF 268.10 |
| 2'500 | CHF 258.70 | CHF 240.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.40 | CHF 114.90 |
| 100 | CHF 117.60 | CHF 109.50 |
| 200 | CHF 111.80 | CHF 104.10 |
| 300 | CHF 105.90 | CHF 98.60 |
| 400 | CHF 100.10 | CHF 93.20 |
| 500 | CHF 94.30 | CHF 87.80 |
| 600 | CHF 88.40 | CHF 82.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.