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Sanitas TelMed (Compact One) — Nidwalden

Nidwalden: the TelMed (Compact One) model from Sanitas costs CHF 428.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 428.00, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (Compact One) costs CHF 570.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 428.00CHF 398.50
500CHF 416.40CHF 387.70
1'000CHF 387.20CHF 360.50
1'500CHF 358.00CHF 333.30
2'000CHF 328.90CHF 306.30
2'500CHF 299.70CHF 279.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 305.90CHF 284.80
500CHF 294.30CHF 274.00
1'000CHF 265.10CHF 246.90
1'500CHF 235.90CHF 219.70
2'000CHF 206.80CHF 192.60
2'500CHF 177.60CHF 165.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 102.80CHF 95.80
100CHF 97.00CHF 90.40
200CHF 91.20CHF 85.00
300CHF 85.30CHF 79.50
400CHF 79.50CHF 74.10
500CHF 73.70CHF 68.70
600CHF 67.80CHF 63.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.