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Sanitas TelMed (Compact One) — Thurgau

Thurgau: the TelMed (Compact One) model from Sanitas costs CHF 479.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 479.20, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (Compact One) costs CHF 638.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 479.20CHF 446.20
500CHF 467.60CHF 435.40
1'000CHF 438.40CHF 408.20
1'500CHF 409.20CHF 381.00
2'000CHF 380.10CHF 353.90
2'500CHF 350.90CHF 326.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 345.60CHF 321.80
500CHF 334.00CHF 311.00
1'000CHF 304.80CHF 283.80
1'500CHF 275.60CHF 256.60
2'000CHF 246.50CHF 229.50
2'500CHF 217.30CHF 202.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 123.30CHF 114.80
100CHF 117.50CHF 109.40
200CHF 111.70CHF 104.00
300CHF 105.80CHF 98.50
400CHF 100.00CHF 93.10
500CHF 94.20CHF 87.70
600CHF 88.30CHF 82.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.