Sanitas TelMed (Compact One) — Region 1, St. Gallen
Region 1, St. Gallen: the TelMed (Compact One) model from Sanitas costs CHF 496.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 496.20, TelMed (Compact One) is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 661.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 496.20 | CHF 462.00 |
| 500 | CHF 484.60 | CHF 451.20 |
| 1'000 | CHF 455.40 | CHF 424.00 |
| 1'500 | CHF 426.20 | CHF 396.80 |
| 2'000 | CHF 397.10 | CHF 369.70 |
| 2'500 | CHF 367.90 | CHF 342.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.30 | CHF 324.30 |
| 500 | CHF 336.70 | CHF 313.50 |
| 1'000 | CHF 307.50 | CHF 286.30 |
| 1'500 | CHF 278.30 | CHF 259.10 |
| 2'000 | CHF 249.20 | CHF 232.10 |
| 2'500 | CHF 220.00 | CHF 204.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.00 | CHF 116.40 |
| 100 | CHF 119.20 | CHF 111.00 |
| 200 | CHF 113.40 | CHF 105.60 |
| 300 | CHF 107.50 | CHF 100.10 |
| 400 | CHF 101.70 | CHF 94.70 |
| 500 | CHF 95.90 | CHF 89.30 |
| 600 | CHF 90.00 | CHF 83.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.