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Sanitas TelMed (Compact One) — Region 1, Fribourg

Region 1, Fribourg: the TelMed (Compact One) model from Sanitas costs CHF 521.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 521.10, TelMed (Compact One) is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (Compact One) costs CHF 694.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 521.10CHF 485.20
500CHF 509.50CHF 474.40
1'000CHF 480.30CHF 447.20
1'500CHF 451.10CHF 420.00
2'000CHF 422.00CHF 392.90
2'500CHF 392.80CHF 365.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 372.50CHF 346.80
500CHF 360.90CHF 336.00
1'000CHF 331.70CHF 308.90
1'500CHF 302.50CHF 281.70
2'000CHF 273.40CHF 254.60
2'500CHF 244.20CHF 227.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 140.20CHF 130.60
100CHF 134.40CHF 125.20
200CHF 128.60CHF 119.80
300CHF 122.70CHF 114.30
400CHF 116.90CHF 108.90
500CHF 111.10CHF 103.50
600CHF 105.20CHF 98.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.