Sanitas TelMed (Compact One) — Region 3, St. Gallen
Region 3, St. Gallen: the TelMed (Compact One) model from Sanitas costs CHF 461.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 461.20, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 614.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 461.20 | CHF 429.40 |
| 500 | CHF 449.60 | CHF 418.60 |
| 1'000 | CHF 420.40 | CHF 391.40 |
| 1'500 | CHF 391.20 | CHF 364.30 |
| 2'000 | CHF 362.10 | CHF 337.20 |
| 2'500 | CHF 332.90 | CHF 310.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 323.80 | CHF 301.50 |
| 500 | CHF 312.20 | CHF 290.70 |
| 1'000 | CHF 283.00 | CHF 263.50 |
| 1'500 | CHF 253.80 | CHF 236.30 |
| 2'000 | CHF 224.70 | CHF 209.20 |
| 2'500 | CHF 195.50 | CHF 182.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.20 | CHF 108.20 |
| 100 | CHF 110.40 | CHF 102.80 |
| 200 | CHF 104.60 | CHF 97.40 |
| 300 | CHF 98.70 | CHF 91.90 |
| 400 | CHF 92.90 | CHF 86.50 |
| 500 | CHF 87.10 | CHF 81.10 |
| 600 | CHF 81.20 | CHF 75.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.