Sanitas TelMed (Compact One) — Neuchâtel
Neuchâtel: the TelMed (Compact One) model from Sanitas costs CHF 576.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 576.60, TelMed (Compact One) is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 1'317.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 576.60 | CHF 536.90 |
| 500 | CHF 565.00 | CHF 526.10 |
| 1'000 | CHF 535.80 | CHF 498.90 |
| 1'500 | CHF 506.60 | CHF 471.70 |
| 2'000 | CHF 477.50 | CHF 444.60 |
| 2'500 | CHF 448.30 | CHF 417.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 415.20 | CHF 386.60 |
| 500 | CHF 403.60 | CHF 375.80 |
| 1'000 | CHF 374.40 | CHF 348.60 |
| 1'500 | CHF 345.20 | CHF 321.40 |
| 2'000 | CHF 316.10 | CHF 294.30 |
| 2'500 | CHF 286.90 | CHF 267.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 156.90 | CHF 146.10 |
| 100 | CHF 151.10 | CHF 140.70 |
| 200 | CHF 145.30 | CHF 135.30 |
| 300 | CHF 139.40 | CHF 129.80 |
| 400 | CHF 133.60 | CHF 124.40 |
| 500 | CHF 127.80 | CHF 119.00 |
| 600 | CHF 121.90 | CHF 113.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.