Sanitas TelMed (Compact One) — Region 2, St. Gallen
Region 2, St. Gallen: the TelMed (Compact One) model from Sanitas costs CHF 457.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 457.30, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 967.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.30 | CHF 425.80 |
| 500 | CHF 445.70 | CHF 415.00 |
| 1'000 | CHF 416.50 | CHF 387.80 |
| 1'500 | CHF 387.30 | CHF 360.60 |
| 2'000 | CHF 358.20 | CHF 333.50 |
| 2'500 | CHF 329.00 | CHF 306.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.90 | CHF 316.50 |
| 500 | CHF 328.30 | CHF 305.70 |
| 1'000 | CHF 299.10 | CHF 278.50 |
| 1'500 | CHF 269.90 | CHF 251.30 |
| 2'000 | CHF 240.80 | CHF 224.20 |
| 2'500 | CHF 211.60 | CHF 197.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.00 | CHF 113.60 |
| 100 | CHF 116.20 | CHF 108.20 |
| 200 | CHF 110.40 | CHF 102.80 |
| 300 | CHF 104.50 | CHF 97.30 |
| 400 | CHF 98.70 | CHF 91.90 |
| 500 | CHF 92.90 | CHF 86.50 |
| 600 | CHF 87.00 | CHF 81.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.