Sanitas TelMed (Compact One) — Region 1, Lucerne
Region 1, Lucerne: the TelMed (Compact One) model from Sanitas costs CHF 461.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 461.70, TelMed (Compact One) is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 826.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 461.70 | CHF 429.90 |
| 500 | CHF 450.10 | CHF 419.10 |
| 1'000 | CHF 420.90 | CHF 391.90 |
| 1'500 | CHF 391.70 | CHF 364.70 |
| 2'000 | CHF 362.60 | CHF 337.60 |
| 2'500 | CHF 333.40 | CHF 310.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 341.40 | CHF 317.90 |
| 500 | CHF 329.80 | CHF 307.10 |
| 1'000 | CHF 300.60 | CHF 279.90 |
| 1'500 | CHF 271.40 | CHF 252.70 |
| 2'000 | CHF 242.30 | CHF 225.60 |
| 2'500 | CHF 213.10 | CHF 198.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.90 | CHF 115.40 |
| 100 | CHF 118.10 | CHF 110.00 |
| 200 | CHF 112.30 | CHF 104.60 |
| 300 | CHF 106.40 | CHF 99.10 |
| 400 | CHF 100.60 | CHF 93.70 |
| 500 | CHF 94.80 | CHF 88.30 |
| 600 | CHF 88.90 | CHF 82.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.