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Sanitas TelMed (Compact One) — Region 1, Grisons

Region 1, Grisons: the TelMed (Compact One) model from Sanitas costs CHF 453.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 453.60, TelMed (Compact One) is the lowest premium in this region, across every insurer and every model.

On average, TelMed (Compact One) costs CHF 1'035.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 453.60CHF 422.40
500CHF 442.00CHF 411.60
1'000CHF 412.80CHF 384.40
1'500CHF 383.60CHF 357.20
2'000CHF 354.50CHF 330.10
2'500CHF 325.30CHF 302.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 343.20CHF 319.60
500CHF 331.60CHF 308.80
1'000CHF 302.40CHF 281.60
1'500CHF 273.20CHF 254.40
2'000CHF 244.10CHF 227.30
2'500CHF 214.90CHF 200.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.10CHF 118.40
100CHF 121.30CHF 113.00
200CHF 115.50CHF 107.60
300CHF 109.60CHF 102.10
400CHF 103.80CHF 96.70
500CHF 98.00CHF 91.30
600CHF 92.10CHF 85.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.