Sanitas TelMed (Compact One) — Region 3, Bern
Region 3, Bern: the TelMed (Compact One) model from Sanitas costs CHF 512.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.60, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelMed (Compact One) costs CHF 682.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.60 | CHF 477.30 |
| 500 | CHF 501.00 | CHF 466.50 |
| 1'000 | CHF 471.80 | CHF 439.30 |
| 1'500 | CHF 442.60 | CHF 412.10 |
| 2'000 | CHF 413.50 | CHF 385.00 |
| 2'500 | CHF 384.30 | CHF 357.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 351.60 | CHF 327.40 |
| 500 | CHF 340.00 | CHF 316.60 |
| 1'000 | CHF 310.80 | CHF 289.40 |
| 1'500 | CHF 281.60 | CHF 262.20 |
| 2'000 | CHF 252.50 | CHF 235.10 |
| 2'500 | CHF 223.30 | CHF 207.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 112.20 | CHF 104.50 |
| 100 | CHF 106.40 | CHF 99.10 |
| 200 | CHF 100.60 | CHF 93.70 |
| 300 | CHF 94.70 | CHF 88.20 |
| 400 | CHF 88.90 | CHF 82.80 |
| 500 | CHF 83.10 | CHF 77.40 |
| 600 | CHF 77.20 | CHF 71.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.