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Sanitas TelMed (Compact One) — Zug

Zug: the TelMed (Compact One) model from Sanitas costs CHF 366.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 366.40, TelMed (Compact One) is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelMed (Compact One) costs CHF 488.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 366.40CHF 341.20
500CHF 354.80CHF 330.40
1'000CHF 325.60CHF 303.20
1'500CHF 296.40CHF 276.00
2'000CHF 267.30CHF 248.90
2'500CHF 238.10CHF 221.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 288.90CHF 269.00
500CHF 277.30CHF 258.20
1'000CHF 248.10CHF 231.00
1'500CHF 218.90CHF 203.80
2'000CHF 189.80CHF 176.80
2'500CHF 161.60CHF 150.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 104.00CHF 96.90
100CHF 98.20CHF 91.50
200CHF 92.40CHF 86.10
300CHF 86.50CHF 80.60
400CHF 80.70CHF 75.20
500CHF 74.90CHF 69.80
600CHF 69.00CHF 64.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.